How to take loan in Docomo for talktime or internet

how-to-take-loan-in-docomo

In situations where you are using Tata Docomo Prepaid SIM and you don’t have enough balance to call or SMS anybody, what would you do? You would obviously recharge your phone and use it for your calling needs. But, in case you are traveling in some place where there is no recharge facility or internet facility and your talktime, SMS and internet balance in your mobile is finished, where will you go? I will share with you few simple methods on how to take loan in Docomo to recharge your phone for emergency needs so that you can call someone or use the internet without paying immediately.

Who can take loan in Docomo for talktime or internet?

Tata Docomo gives talktime or internet loan to its customers for use at the time of emergency. To ensure that the customers don’t misuse this facility, Tata Docomo has laid out certain eligibility criteria for its customers. So, let’s find out who all are eligible to use this facility.

  1. Your Docomo Number or Sim Card should be prepaid and at least be 90 days old.
  2. This facility is for only those customers whose balance is below Rs. 5/- at the time of availing this facility.
  3. If you are taking talktime loan from Docomo, you have to recharge your phone within 24 hours of availing this facility.
  4. Tata Docomo will charge Rs. 2.5/- as charges towards the loan in addition to the Rs. 10/- loan credit of talktime given to you.
  5. You should not have negative balance at the time of availing this facility.
  6. The company will recover the amount along with additional charge of Rs. 2.5/- in the next recharge itself.

How to take loan in Docomo for Talktime during emergency

You can avail this facility using two different methods.

1. Using the USSD Code

  1. Call *369# from your Tata Docomo number in which you want to take loan.
  2. Follow the IVR instructions and execute accordingly.
  3. You will get a loan of Rs. 10 talktime after completing the process.

2. Using the SMS method

  1. Open your messaging App
  2. Type in “LOAN” and send it to 369 from your Tata Docomo number in which you want to take the loan.
  3. You have to follow the instruction in the message received after sending the above SMS.
  4. After fulfilling the instructions in the SMS, you will get a loan of Rs. 10 talktime.

How to take loan in Docomo for Internet Balance during emergency

  1. Call *444# from your Tata Docomo number in which you want to take loan.
  2. Follow the IVR instructions and execute accordingly.
  3. You will get the internet loan after completing the process.

Hope you will find this post on how to take loan in Docomo helpful. If there is any problem using the above methods, please do share with us your concerns in our comments section.

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